Terms and Conditions

Using This Site

This website belongs to Life Insurance Mesquite, a life insurance business working with clients in Mesquite, TX and the surrounding area. By reading these pages, you agree to the terms below. If you don't agree, please stop using the site.

We keep these terms short on purpose. They cover what the site is for, what it isn't, and how to reach us.

Information Only, Not Advice

The pages here explain term life, whole life, universal life, final expense, mortgage protection and retirement income planning in general terms. That is background reading. It is not financial, legal or tax advice, and it is not advice for your situation.

Every person's health, budget, family and goals are different. The right coverage for you can only come out of a real conversation with an agent.

No Policy Is Formed Here

Nothing on this site is an offer of insurance or a promise of coverage. Reading a page does not start a policy. Coverage begins only after an application is completed, the insurance company approves it, and the policy is issued. Rates, terms and approval are set by the insurer, not by this website.

Quotes by Phone

The only way to reach us is by phone at (972) 645-2634. Any quote we talk through on a call is an estimate based on what you tell us. The final premium can change once the insurer reviews your application and health details.

We may check back with you after a policy is in place to go over beneficiaries and how to keep it in good standing. That follow-up is a courtesy, not a contract term.

Accuracy and Changes

We try to keep the information here correct and current. Insurance products and rules do change, and a page may fall behind. We may update, change or remove content, including these terms, at any time without notice. The version posted is the one that applies.

Limits of Responsibility

You use this site at your own choice. To the extent Texas law allows, Life Insurance Mesquite is not responsible for losses that come from relying on general website content instead of talking with us. The site is provided as it is, and we can't promise it will always be available or free of errors.

Ownership and Governing Law

The words and layout on this site belong to Life Insurance Mesquite. Please don't copy them for commercial use without our permission. These terms are governed by the laws of the State of Texas. Questions about them can go to us by phone at (972) 645-2634.